Investor Programs

***Quebec Re-Opens Investor Program On August 31, 2015  Quota of 1750 Applicants

The Quebec investor program is very attractive because, unlike most other business immigration programs, you do not have to start or mange a business in Canada.

Quebec Investors must have a minimum net worth of $1,600,000 CDN and make an investment into a government fund. Investors have the option to pay $220,000 (non refundable) or invest C$800,000 (refundable after 5 years, no interest paid). The investment is made only after you are approved by Quebec.

The Quebec investor program is fast, and a lawyer can attend the immigration interview with you. After Quebec approves you, the Federal government simply performs a security and medical check. Although Quebec investors must declare their “intention” to live in Quebec, there is no requirement to live in Quebec (Canadian Permanent Residents can live anywhere in Canada).

Quebec Investors Federal Investors
Estimated Processing Times Approval by Quebec in 1-2 years. Visas issued in another 1-2 years. 1 Year
“Management Experience” Both programs require at least 2 out of the last 5 years. Management duties must relate to the planning, management, and control of financial resources and of human or material resources of the company. Commercial, industrial or farming business; or a legal professional business with at least 2 full-time staff; or for an international agency or a government department/agency.

Investment Options: $220,000 Payment or $800,000 Investment

Although Investors have the option of investing C$800,000 in a Quebec fund (which is returned after 5 years without interest), most investors choose the non-refundable $220,000 payment option. We work with a bank that will effectively loan you $800,000 which is then paid to the government investment fund on your behalf (and then the funds are repaid to the bank after 5 years). The $220,000 you pay covers all the financing, interest, and administrative fees so that you do not have to pay any additional fees. This option is attractive because you do not have to dispose of assets to fund the $800,000 investment and can keep $600,000 in your hands that you can control and invest (and possibly attain higher returns).

Example: Financial investment returns on an investment of $600,000 for 5 years (based on a 10% annual return

Year Investment Return Growth Total
1 600,000 10% 60,000 660,000
2 660,000 10% 66,000 726,000
3 726,000 10% 72,6000 798,000
4 798,000 10% 79,800 878,400
5 878,400 10% 87,840 966,240